Retirement Planning is about more than money. It is a huge lifestyle change that many of us don't plan for. It is more than just taking time off. It is about maintaining a healthy and engaged life.
Try doing new things, like taking up a game or sport that you still enjoy. Try Bowling game online at the bottom of this blog.
Saturday, December 29, 2007
Saturday, December 8, 2007
Protect Your Retirement Savings
A loss in the stock market can have a big impact on your retirement plans. Learn how to protect your savings.
Monday, November 12, 2007
Coming Gold Shortage ?
I stumble upon another site on Gold news and it offers a Free report which said:
"China and India are both beginning to put pressure on the gold market. Both populations are large, both markets are becoming more open, and both cultures prize gold for its value and security. The Chinese population alone is ready to invest up to 30% of its savings in gold.
China’s own gold supply cannot match its population’s demand for the precious metal. Historically, China has turned to South Africa to fill in the gap. But the supply in South Africa is on the decline.
A rising demand in these skyrocketing markets and a declining supply from traditional sources—these two factors have played a significant role in the steady rise in gold over the last 5 years. In fact, the price of gold has more than doubled during that time frame.
The growing demand and shrinking supply of gold has drawn worldwide attention to South America — especially Peru — and its wealth of precious metals."
You can read or download a copy of the report HERE.
"China and India are both beginning to put pressure on the gold market. Both populations are large, both markets are becoming more open, and both cultures prize gold for its value and security. The Chinese population alone is ready to invest up to 30% of its savings in gold.
China’s own gold supply cannot match its population’s demand for the precious metal. Historically, China has turned to South Africa to fill in the gap. But the supply in South Africa is on the decline.
A rising demand in these skyrocketing markets and a declining supply from traditional sources—these two factors have played a significant role in the steady rise in gold over the last 5 years. In fact, the price of gold has more than doubled during that time frame.
The growing demand and shrinking supply of gold has drawn worldwide attention to South America — especially Peru — and its wealth of precious metals."
You can read or download a copy of the report HERE.
Thursday, November 8, 2007
Gold Versus Stocks
The performance of Gold bullion is often compared to stocks. They are fundamentally different asset classes: gold is a store of value whereas stocks are a return on value (i.e. growth plus dividends).
Stocks and bonds perform best in a stable political climate with strong property rights and little turmoil [Source: Investments (7th Ed) by Bodie, Kane and Marcus, P.570-571].
The attached graph shows the value of Dow Jones Industrial Average divided by the price of an ounce of gold. Since 1800, stocks have consistently gained value in comparison to gold due in part to the stability of the American political system. This appreciation has been cyclical with long periods of stock outperfomance followed by long periods of gold outperformance. The Dow Industrials bottomed out a ratio of 1:1 with gold during 1980 (the end of the 1970s bear market) and proceeded to post gains throughout the 1980s and 1990s. The ratio peaked on January 14th, 2000 a value of 41.3 and has fallen sharply since. William Anton III wrote in the 2004 issue of Jefferson Coin and Bullion "...downward movement in the Dow/gold ratio is unlikely to stop precisely at the mean trendline. The extreme distension of the the 90s will likely overshoot to the opposite extreme in the current cycle."
For more information on gold as an investment class, please read HERE.
You can read more on "Gold: Protection Against Untrustworthy Currencies" HERE .
You can also watch this video on "How to Get Started With Gold Investing" and why you should include gold in your portfolio HERE .
Source : http://en.wikipedia.org/wiki/Gold_as_an_investment
Graph : Image:Longtermdowgoldlogtr1800.png - Wikipedia, the free encyclopedia
Stocks and bonds perform best in a stable political climate with strong property rights and little turmoil [Source: Investments (7th Ed) by Bodie, Kane and Marcus, P.570-571].
The attached graph shows the value of Dow Jones Industrial Average divided by the price of an ounce of gold. Since 1800, stocks have consistently gained value in comparison to gold due in part to the stability of the American political system. This appreciation has been cyclical with long periods of stock outperfomance followed by long periods of gold outperformance. The Dow Industrials bottomed out a ratio of 1:1 with gold during 1980 (the end of the 1970s bear market) and proceeded to post gains throughout the 1980s and 1990s. The ratio peaked on January 14th, 2000 a value of 41.3 and has fallen sharply since. William Anton III wrote in the 2004 issue of Jefferson Coin and Bullion "...downward movement in the Dow/gold ratio is unlikely to stop precisely at the mean trendline. The extreme distension of the the 90s will likely overshoot to the opposite extreme in the current cycle."
For more information on gold as an investment class, please read HERE.
You can read more on "Gold: Protection Against Untrustworthy Currencies" HERE .
You can also watch this video on "How to Get Started With Gold Investing" and why you should include gold in your portfolio HERE .
Source : http://en.wikipedia.org/wiki/Gold_as_an_investment
Graph : Image:Longtermdowgoldlogtr1800.png - Wikipedia, the free encyclopedia
Wednesday, November 7, 2007
$1000 Gold by the Year End ?
I stumble upon a site on Gold World and read the article " $1000 Gold by the End of 2007 " ? The writer reasoned that gold has surged about 25% in the past 10 weeks. If this rate of increase continues, gold prices will be approaching $1,000 by the end of the year.
You can read more about the fundamentals of gold investing at http://quantuminvestinglife.blogspot.com/
You can download a Free eBook on "The 6 Best Ways To Invest in Gold" HERE.
You can read the full article HERE.
You can read more about the fundamentals of gold investing at http://quantuminvestinglife.blogspot.com/
You can download a Free eBook on "The 6 Best Ways To Invest in Gold" HERE.
You can read the full article HERE.
Tuesday, November 6, 2007
Gold As An Asset Class
Gold is unlike all other metals on earth. Virtually indestructible, this precious metal has been the source of countless fables and has mobilized the growth of nations and financial infrastructures worldwide. Human beings have been utilizing gold as both a form of jewelry,currency and an investment for thousands of years.
As an asset class, gold is unique. Durable and highly liquid, the economic forces that determine the price of gold are different from the economic forces that determine the price of many other asset classes such as equities, bonds or real estate.
A potential safe haven from the uncertainty of economic events, political unrest and high inflation, gold offers investors an attractive opportunity to diversify their portfolios—potentially reducing overall portfolio risk and ultimately preserving portfolio wealth.
Gold price has been on the uptrend for the past 6 years since 2001. It hits another record high at above US$815 on Tuesday morning. To find out more about the reasons for this uptrend, you can read more at http://quantuminvestinglife.blogspot.com .
Besides physical gold, investors can now invest in Gold ETF instead, making it easier for those who don't want to hold physical gold. You can read about Gold EFT at New York or Singapore or visit: http://exchangetradedgold.com/
If you are interested in gold bullions, you should visit this site: http://www.thebulliondesk.com and watch the video below:
Legal Disclaimer: The above posting is strictly for information and educational purpose only. You are advised to carry out your own due diligence and check with your licensed broker, investment adviser or financial adviser before making any investment decisions.
As an asset class, gold is unique. Durable and highly liquid, the economic forces that determine the price of gold are different from the economic forces that determine the price of many other asset classes such as equities, bonds or real estate.
A potential safe haven from the uncertainty of economic events, political unrest and high inflation, gold offers investors an attractive opportunity to diversify their portfolios—potentially reducing overall portfolio risk and ultimately preserving portfolio wealth.
Gold price has been on the uptrend for the past 6 years since 2001. It hits another record high at above US$815 on Tuesday morning. To find out more about the reasons for this uptrend, you can read more at http://quantuminvestinglife.blogspot.com .
Besides physical gold, investors can now invest in Gold ETF instead, making it easier for those who don't want to hold physical gold. You can read about Gold EFT at New York or Singapore or visit: http://exchangetradedgold.com/
If you are interested in gold bullions, you should visit this site: http://www.thebulliondesk.com and watch the video below:
Legal Disclaimer: The above posting is strictly for information and educational purpose only. You are advised to carry out your own due diligence and check with your licensed broker, investment adviser or financial adviser before making any investment decisions.
Monday, November 5, 2007
How Much Do I Need to Retire?
This number is different for everyone. It really depends on your lifestyle but also takes into account what your various sources of retirement income will. Pension Plan, Old Age Security, employment Pensions and savings all come into play. Taxes are also a factor, as you need to know your net income. And lets not forget about inflation either.
You can use the free calculator to estimate by clicking HERE
You can use the free calculator to estimate by clicking HERE
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